‘JOB FOR LIFE’, A THING OF THE PAST
Most Millennials and Gen Z have two or more pension pots If you’ve worked multiple jobs over the years, you may have been auto- enrolled into a number of pension plans by past employers. You might also have a few pension plans that you opened yourself. Keeping track of all your plans’ policy numbers and […]
DISRUPTING SOCIAL PLANS LEADS TO SAVINGS SURGE
Britons saved almost £4bn as a result of the Omicron variant New research has highlighted Britons saved almost £4bn as a result of the Omicron variant disrupting social plans during the festive period. The identification of the new variant and the subsequent surge in positive cases caused many to put festive plans on hold this […]
HOW MUCH DO I NEED TO SAVE TO RETIRE?
Questions to help you live your best life in later life The question, ‘Have I saved enough to retire?’ is a difficult one. It requires a lot of information about you, your family, your income needs in retirement, and an understanding of the various financial vehicles available for saving and investing before it can be […]
IMPROVING YOUR FINANCIAL HEALTH
Staying on track to achieving specific financial goals All of your financial decisions and activities have an eect on your financial health. To help improve your financial health during this period of rising inflation and interest rates, we look at three areas that could help keep you on track to achieving your specific financial goals. […]
LOOKING TO BUILD A BIGGER PENSION?
Don’t miss the deadline to give your pension savings a boost As another extraordinary financial year comes to a close, it’s more important than ever to make good use of your annual pension allowances. Giving your pension savings a boost and assessing where you stand will give you peace of mind that you are on […]
GETTING READY TO RETIRE?
Bolstering your retirement lifestyle as you approach retirement Have you ever wondered what you need to consider as you approach retirement? Whatever your concept of what is a good pension pot, one certainty is that relying on the State Pension alone will not give you a good enough pension to live on comfortably through your […]
PENSION FREEDOMS
You work, you save and then you retire A full and happy retirement is a priority for many. But no two people are alike. A ’one-size-fits-all’ system cannot accurately account for everyone’s individual lifestyle choices, so it makes sense that the way you prepare for your future is likely to be different from others. On […]
COST OF LIVING CRUNCH
Savers still recognise the importance of long-term planning Britain’s cost-of-living crunch has hit the country hard, with inflation at its highest level in three decades, petrol prices spiralling, retail price increases rising to their highest levels in ten years and, most recently, Ofgem announcing a 54% price hike in energy bills affecting 22 million households. […]
MIND THE PENSION GENDER GAP
Women are being urged to think about their long term savings Imagine reaching retirement age and discovering that, despite years of saving, you don’t have enough money to get by. Worse still, suppose you’re unable to pay for the right kind of care in your old age. If you and your partner separate or your […]
IT MAY BE TIME TO INVEST YOUR CASH
Is your wealth protected from the damaging eects of inflation? Many people underestimate the damaging eect of low interest and high inflation on their cash savings. A continued period of low interest rates on cash savings and rising inflation could pose a real risk to savers in 2022, even if the Bank of England (BoE) […]