THINKING ABOUT DIVORCING?
PROTECTING YOUR ASSETS AND PREPARING YOU FOR GOING FORWARD ON YOUR OWN Divorce involves many loose ends, both emotional and financial. It can generate high levels of uncertainty and financial stress, as it impacts on all areas of your life, from living arrangements to assets and pensions. That’s why financial planning through a divorce is […]
PROTECTING INCOME
17% OF SELF-EMPLOYED WORKERS WOULD CHOOSE TO CARRY ON WORKING THROUGH ILLNESS OR INJURY Many adults understand the need for financial resilience and taking out insurance to protect their incomes in case of sickness or accident. However, too many self-employed people do not have any cover to help them should they be unable to work […]
DRAWDOWN, ANNUITIES OR BOTH?
MAKE SURE YOUR RETIREMENT STRATEGY MEETS YOUR NEEDS AND GOALS It’s important to make a well-informed decision when it comes to deciding what to do with your pension pot: drawdown, annuity or a combination of both. Making the right choice will affect your retirement for many years. Drawdown gives you freedom and flexibility, allowing you […]
RISING PRICES CAN WIPE YEARS OFF RETIREMENT POTS
HOW TO PROTECT YOUR PENSION INCOME AGAINST INFLATIONARY PRESSURES For anyone feeling the effects of rising inflation rates, it’s importantto ensure that your retirement fund isn’t significantly impacted. While this can be challenging in such an uncertain economic climate, there are measures you can take to ensure that your savings don’t suffer. Here are some […]
FINANCIAL JARGON
7 OUT OF 10 ADULTS ARE PUZZLED BY FINANCIAL MATTERS LINGO Being informed about financial matters is essential to making sound decisions and staying in control of your money. Unfortunately, many people feel confused by the jargon used in financial discussions and services. A recent study of UK adults reveals that seven in ten feel […]
IMPACT ON CLIMATE CHANGE
NEARLY TWO-THIRDS OF PEOPLE IN THE UK MORE CONCERNED ABOUT CLIMATE CHANGE The impacts of climate change have been increasingly felt around the world in recent years. Governments, businesses and citizens alike are urged to take steps to reduce their environmental impact. The reality is that climate change is a threat to human wellbeing and […]
FEELING THE PINCH
WOMEN MORE VULNERABLE TO COST-OF-LIVING CRISIS Throughout their lives, women face a number of challenges that can place them at a financial disadvantage compared to their male counterparts. This can include inequality of pay at work, taking career breaks or taking part-time positions due to an expectation they will take on greater responsibility for family […]
TIME TO GET YOUR RETIREMENT PLANS IN MOTION?
THREE IN FIVE BRITONS FEEL STRESSED ABOUT LATER LIFE PLANNING It’s only natural, in a world where most people are worried about things that are beyond their control – the rising cost of living, increasing inflation and interest rates that haven’t been seen for years – that you may also feel out of your depth […]
TAXING TIMES
TIME FOR A TAX HEALTH CHECK? With the current tax year having begun on 6 April 2022, the clock is ticking and it is important to utilise all the tax reliefs and allowances available to you before 5 April 2023 in order to minimise any potential liabilities. Personal tax planning should be at the top […]
NO ‘ONE-SIZE-FITS-ALL’ PROTECTION SOLUTION
HELPING YOU FEEL CONFIDENT YOUR FAMILY’S FINANCES ARE SECURE With a New Year comes resolutions. Everyone should make a resolution to review their protection and estate plans. A solid plan will help you feel confident your family’s finances are secure. The uncertainty of the past couple of years has shown how important it is to […]