PENSION AND INHERITANCE TAX CHANGES AHEAD

Posted on July 31, 2025 by - Uncategorised

WHAT SHOULD FAMILIES IN NORFOLK, SUFFOLK, AND ESSEX PLAN FOR?

Over the coming years, substantial reforms to pensions and Inheritance Tax (IHT) rules are set to reshape the financial landscape. These changes could have a profound impact on how you plan for retirement and the legacy you leave behind. For individuals and families across Norfolk, Suffolk, and Essex, adopting a proactive approach is more critical than ever to safeguard your wealth and ensure it benefits your loved ones.

Financial security remains a concern for retirees in the UK

Posted on July 25, 2025 by - Uncategorised

Only 48% of mid-retirees are confident their private pension will last a lifetime.

A new report has revealed troubling insights into the financial confidence of retirees in the UK. Alarmingly, just under half (48%) of mid-retirees feel assured that their private pensions will sustain them throughout their lives. This leaves the remaining half grappling with uncertainty, despite decades of planning and saving. The report paints a disheartening picture of financial security in retirement.

Planning a wealthy retirement

Posted on July 18, 2025 by - Uncategorised

Secure your future with smart financial choices

Whether you’re employed, a partner or self-employed, you can contribute to a pension. Employers are legally required to provide workers with access to a pension scheme, while anyone self-employed or unemployed, who cannot invest in an occupational plan, can pay into a personal pension, such as a SIPP (Self-Invested Personal Pension) or a stakeholder policy.

Are annuities included in your retirement income plans?

Posted on July 11, 2025 by - Uncategorised

Ensuring financial stability in your golden years

An annuity converts pension savings into a regular income, providing financial stability in retirement. Annuities deliver guaranteed income, ensuring that retirees do not outlive their savings. Unlike drawdown pensions, which depend on market performance, annuities offer peace of mind through predictable payments.

How gut instinct is guiding financial futures

Posted on July 4, 2025 by - Uncategorised

A new report reveals that millions rely on guesswork when planning for retirement.

Millions of UK adults are approaching retirement guided more by intuition than by careful planning, according to recent report findings[1]. The research reveals that one in six people (16%) rely on gut instinct to determine how much they will need for a financially secure retirement. Alarmingly, nearly two in five (39%) have not calculated their retirement needs at all.