Topic: Uncategorised

Are annuities included in your retirement income plans?

Posted on July 11, 2025 by - Uncategorised

Ensuring financial stability in your golden years

An annuity converts pension savings into a regular income, providing financial stability in retirement. Annuities deliver guaranteed income, ensuring that retirees do not outlive their savings. Unlike drawdown pensions, which depend on market performance, annuities offer peace of mind through predictable payments.

How gut instinct is guiding financial futures

Posted on July 4, 2025 by - Uncategorised

A new report reveals that millions rely on guesswork when planning for retirement.

Millions of UK adults are approaching retirement guided more by intuition than by careful planning, according to recent report findings[1]. The research reveals that one in six people (16%) rely on gut instinct to determine how much they will need for a financially secure retirement. Alarmingly, nearly two in five (39%) have not calculated their retirement needs at all.

HOW TO INVEST A £1 MILLION TAX-EFFICIENT PORTFOLIO WITHOUT SACRIFICING RETURNS

Posted on July 3, 2025 by - Uncategorised

SECURING GROWTH AND EFFICIENCY FOR FAMILIES IN NORFOLK, SUFFOLK, AND ESSEX
Managing a £1 million portfolio requires expertise, precision, and a strong focus on tax-efficiency. For affluent families and individuals in Norfolk, Suffolk, and Essex, the challenge is further heightened by the unique characteristics of their wealth. High-value properties, agricultural estates, and family businesses dominate many people’s portfolios in these regions, requiring bespoke strategies that strike a balance between growth and compliance.

ESTATE PLANNING ESSENTIALS FOR PROTECTING YOUR FAMILY’S WEALTH

Posted on July 3, 2025 by - Uncategorised

SAFEGUARDING YOUR LEGACY IN NORFOLK, SUFFOLK, AND ESSEX
Estate planning is a vital step in protecting your financial legacy and ensuring a smooth transfer of assets to future generations. At DG Financial, we recognise that for families in Norfolk, Suffolk, and Essex, addressing specific considerations is often essential. These include the high value of rural estates, the succession of agricultural businesses, and property-related assets. The complexities of UK tax laws during the 2025/26 tax year make it more important than ever to have a comprehensive and strategic plan in place.

WHAT TO CONSIDER WHEN TAKING TAX-FREE CASH

Posted on June 27, 2025 by - Uncategorised

MAKE A MORE INFORMED DECISION ABOUT HOW BEST TO UTILISE YOUR PENSION SAVINGS

Making the most of your pension savings requires understanding your options and planning carefully for the future. If you have a defined contribution pension, a key feature to consider is the ability to withdraw tax-free money. This can provide a valuable financial boost, whether you plan to use it for immediate expenses, long-term investments or as a safety net in retirement.